Looking for a personal loan with numerous benefits, such as: easy approval and low rates? We have an excellent option for you to apply today, and the best thing is that the whole process is done online, without complications. Today, we will talk about Chase loans.

What types of loans does Chase offer?

Chase offers home, business and auto loans ranging from $5,000 to $5 million to cover your financial needs.

Business term loans: Used by lenders to consolidate business debts or purchase equipment and goods, these loans have terms that range from one to seven years. But if a term loan isn’t what your business needs, Chase also offers a variety of other loans that could work for you.

Auto loans: With Chase, you can finance a new or used car, or refinance an existing auto loan. Terms last between 48 to 72 months, and you can borrow up to $100,000 for your vehicle. Use Chase’s online calculator to estimate payments and rates based on your creditworthiness and the type of car you’re financing.

Mortgages: Chase offers mortgage loans to qualified borrowers: You can opt for either a fixed- or variable-rate plan, with typical rates ranging between 3.25% to 4.00%. You may only need to make a down payment of 3% — thought it could be higher — but you’ll have to pay a steep application fee of $395.

Home equity line of credit: You can borrow up to $500,000 with a Chase home equity line of credit (HELOC). Your APR could be as low as 5.75%. The draw period lasts up to 10 years and is followed by a 20-year repayment period. And you may even qualify for a rate discount of up to 0.62%.

Advantages of the Chase loans

We’ve scored all the advantages you’ll get when you take out a loan at Chase:

High maximum loan amounts: Depending on the loan and your financial background, you could be eligible for a loan from $5,000 to $5 million.

Joint applications: Chase accepts joint applications for many of its loan products and may approve you based on your combined income and credit.

Easy online preapproval: When you fill out your online application, you’ll be able to see an estimate of how much you can borrow before completing a full application.

Customer discounts: Existing Chase customers may be eligible for a 0.25% discount off interest rates on auto loans and lower rates on mortgages.

And with some products, you may even be able to score a discount for automatic payments.

How to increase your chances of approval

Now, let’s get down to business: We’ll give you all the instructions on how you should proceed to fill out your Chase loan application and greatly increase your chances of approval. Over 74% of people who fill out online loan application proposals fail because of data inconsistencies.

After we teach you how to fill out the card application correctly, at the end of this article, you will spot a button marked “APPLY NOW” – by clicking on it, you will be directed immediately to the bank’s website, without intermediaries, to the exact card proposal filling page.

So that you don’t get lost, you will notice that when you are directed, you will see the bank’s website address and the padlock which means that the site is secure and has encryption activated, protecting all your personal data. So rest assured!

Read the information in this article until the end, because it has five very important instructions for filling out the applications.

The first instruction is to never abbreviate the initials of your last name and part of your address. For example, if your last name is “Smith”, write it correctly, without abbreviations. In the case of the address, if it is large, write all parts in full as well.

The second instruction is to pay attention to the numbering of the documents. Incredible as it may seem, more than 34% of the fillings of bank proposals have some numbering error and this type of data divergence can lead to a failure on the spot.

The third instruction is never to lie about the data you fill out, because the bank knows more about you than you do yourself, and lying about the information you provide will not help you at all. So be honest.

The fourth instruction is to use the data that are in the official documents. Many people get married, separate, change their last name, may be in the process of a union, or of a divorce, and still haven’t made their situations official; they use names that are different from the official documents.

In this way, what matters to the bank is the documentation in effect on the day of the request, because a possible inconsistency of data, will consequently reprove your registration.

The fifth instruction, is for when you get to the end of filling out the form, for you to review ALL the fields filled out, such as: name, apartment, phone number, among others.

Click below!